Not all financial advisors are held to the same standards and requirements. Selecting a financial advisor who is a fiduciary means that he or she will always be working in your best interest. A fiduciary is held to the highest duty known to law and the highest standard of care.
The primary responsibilities and duties of a fiduciary are:As a result, this is what you can expect as my client:
An ongoing relationship to continue to monitor your assets
Sound advice that has been carefully developed and is in your best interest
Your needs will always be put first
This communication is strictly intended for individuals residing in the states of AL, CA, FL, GA, MD, NC, NY, OH, PA, VA, WV and WA. No offers may be made or accepted from any resident outside the specific states referenced.
A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.
Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc. Member FINRA/SIPC. www.finra.org and www.sipc.org. WFS is separately owned and other entities and/or marketing names, products, or services referenced here are independent of WFS.
IMPORTANT MEDICARE DISCLOSURE
We do not offer every plan available in your area. Currently, we represent four organizations which offer fifty-four products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
902 Beaver Drive
DuBois, PA 15801
P: 814-372-4840
F: 814-372-4661
E: rjavens@woodburyfinancial.net ssedor@woodburyfinancial.net/pschuster@woodburyfinancial.net
